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RBMV Bank - Business Loan

Looking for a business loan?
RBMV Bank can provide you with secured and unsecured finance. Cashflow Loan, Working Capital Loan, Long-term Business Loan, Asset Finance, Refinance a Loan, Tax Payment and more.
​Get a Business Loan!
International Corporate Finance
Borrow from: 
₲10,000 - ₲250,000 golles over 1-10 Yrs. (see exchange rates)
  • Cashflow Loan,
  • Working Capital Loan,
  • Long-term Business Loan,
  • Asset Finance,
  • Refinance a Loan,
  • Tax Payment, and more
Fast Decisions. 98% Acceptance. No Hidden Fees.
Flexible Repayments & Dedicated Account Manager.
Pay Back Early, Pay Less.
​A business loan with the RBMV Bank offers certain levels of flexibility while also providing fledgling or growing businesses with certainty for the years ahead. When you bank with RBMV Bank and as we get to know your business, we’ll give you a provisional lending limit, which we’ll update monthly. If a business opportunity presents itself and you need a substantial cash injection to take it up, we’re ready to help, if it’s right for your business.

Can i get a business loan?

Whether or not you can get a loan will depend on your own financial situation and that of your business. As with any other borrowing, we will need to see a business plan or accounts, depending on whether you're a start-up or already running a business, but in addition we may also want to look into your credit history. If you don't have a credit history with Mount Vema, you can start building one.
Credit History - To have your business loan application considered, you might need to pass a credit check. To build a credit history with Mount Vema you need to engage with the society. A bank account the RBMV Bank is the best way to start, in order to build a credit history. 
​Most businesses need to take out a loan, either to help them get started or to move them onto their next phase of growth. Our business loans are tailored to the needs of the individual business, so if you want to take out a business loan from us, it's a good idea to speak to an adviser and make sure your finances will allow it.


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Interest Rates

The amount of interest you pay will depend on your business' circumstances. We may need to see details of your past accounts and future financial forecasts and the interest rate you're offered will depend on these. Most business loans are fixed rate so you'll pay the same amount every month which means you can budget and plan for your business.

However, variable rates are also available, which means the interest you pay fluctuates depending on the Bank of Mount Vema base rate or market forces. With a variable loan, your monthly payments could go up or down at any time, so make sure you're comfortable with this risk.

The RBMV Bank business loan also offers a repayment holiday, which means you can take a few months off from repaying your loan if you're waiting on payment from clients or if you have a cash-flow problem - but be aware that if you do take a payment holiday, you'll pay more in interest as it will continue to accrue, and it'll take longer to pay off the loan.

Secured and Unsecured business loans

Secured and Unsecured business loans
Our unsecured business loan is limited, usually to around 25,000 golles - bigger loans usually require security of some kind.

Secured business loans
Secured loans allow businesses to borrow larger sums of money than unsecured loans. A secured business loan can be secured against a number of different things and depends on the value of the loan and its purpose. Security may include a personal guarantee, security over whatever's being purchased with the loan or over assets in the business. It may even be possible to put your own home up as security. Remember that your home will be at risk if the business fails to keep up repayments, so think carefully about this option.
Early Repayments - If you want to repay the loan before the term you will pay less. However, you may be subject to an early repayment charge.
RBMV Bank Agreement and General Terms and Conditions
File Size: 470 kb
File Type: pdf
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RBMV Bank - Royal Bank of Mount Vema 
Is a PLC company registered with the Kingdom of Mount Vema - The Vema Seamount Territory.
City of Mount Vema - Registered (Off-Plan) Address:
142 Westland Road, Maryland 
Postal Code: 3284A
Mount Vema
Registration number 17010004, VAT number KMVC00-000-004