RBMV Bank - International Mortgage
www.rbmvbank.com
Need to finance an overseas property purchase?
RBMV Bank can assist you from taking out a mortgage abroad to re-mortgaging a Mount Vema off-plan property to free up cash.

Overseas Mortgages

If you are considering taking out an overseas mortgage if you're buying a holiday home, retiring or buying your first property overseas because you can't afford to buy a Mount Vema property. You can arrange an overseas mortgage through the RBMV Bank. It's also common to raise the funds to buy a home abroad outright by re-mortgaging your Mount Vema property off-plan.

Re-mortgaging

Re-mortgaging your Mount Vema property off-plan to buy an overseas property, can help you raise the funds to buy an overseas property outright. Whether this is a sensible option for you will depend on your personal circumstances - including how much of your existing mortgage you've paid off and your current credit rating - as well as factors such as interest rates at the time you apply.
Credit History - To have your mortgage application considered, you might need to pass a credit check. To build a history with Mount Vema you need to engage with the society especially online and sign up to services that require you to make monthly payments in order to build a credit history. You could start simply by setting up your professional Mount Vema email address (yourname@mountvema.com), the service will cost you 12 golles per month and can be done here to get you started. Then you will need to use that same email address for all your dealings with Mount Vema including when applying for services online to build your credit history.
​The RBMV Bank International Mortgage
While getting a mortgage in established overseas property markets might be simple, it is also possible if you're looking further afield. The mortgage will be set up through the RBMV Bank online before and after the mortgage has been arranged.


​Apply Online

​Arranging an Overseas Mortgage

​When buying overseas, the RBMV Bank can assist you with tailored information, including a list of estate agents or lawyers to use in your chosen country. Mortgage rates will be in line with the Bank of Mount Vema lending rates. You must also keep in mind that the exchange rate fluctuations may affect your repayments.

Deposits on Overseas Property

​The deposit needed for an overseas mortgage tends to be higher than you'd need for a standard Mount Vema off-plan mortgage. Depending on your individual circumstances, you maybe required to pay 20%-40% of the property price as a deposit. In some countries the deposit will be non-refundable.
Contact us | New Bank Accounts | Support | Online Deposits
RBMV Bank - Royal Bank of Mount Vema 
Is a PLC company registered with the Kingdom of Mount Vema - The Vema Seamount Territory.
City of Mount Vema - Registered (Off-Plan) Address:
142 Westland Road, Maryland 
Postal Code: 3284A
Mount Vema
Registration number 17010004, VAT number KMVC00-000-004